Terms and Conditions

These are the Terms and Conditions for use of this website – www.jencapholdings.com. For purposes of this section, “We (or Us or Our)” or “Jencap” is defined as Jencap Holdings, LLC and/or Jencap, Inc., and their respective affiliates and subsidiaries (hereinafter, individually and collectively “Affiliated Entities”). These Terms and Conditions are applicable to the use of this website, regardless of how you accessed it.

Please read these Terms and Conditions carefully. By making use of this website, you agree to be bound by the Terms and Conditions set out below and any additional Terms and Conditions set forth on individual pages of the website.

YOUR CONTINUED USE OF THIS WEBSITE CONSTITUTES YOUR COMPLETE BINDING ACCEPTANCE OF THESE TERMS AND CONDITIONS, INCLUDING ANY CHANGES OR MODIFICATIONS MADE HEREAFTER. UPDATED VERSIONS OF THESE TERMS AND CONDITIONS SHALL SUPERSEDE ANY PRIOR VERSION. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, DO NOT CONTINUE TO USE OR ACCESS THIS WEBSITE.

General Information
Insurance products described in this web site are provided solely for general informational purposes. The information and descriptions contained herein are not intended to be complete descriptions of all terms, conditions and exclusions applicable to the products and services provided by Jencap Affiliated Entities. The precise coverage afforded is subject to the terms, conditions and exclusions in the actual policies as issued. Products and services described herein may vary from state to state and may not be available in all states.

We are providing information intended to promote insurance products in certain jurisdictions. This information is only applicable to and intended for use in the areas in which we are authorized to write insurance business.

Copyright and Trademark Notice
The contents of this website, including all text, graphics, logos, trademarks, service marks, slogans and other material, are protected under United States and foreign copyright and trademark laws. You may not sell, reproduce, distribute or otherwise use the material in this website, or any part thereof, in any way for any public or commercial purpose. You may download a copy of the information for your own, non-commercial use. You must have our written permission to distribute copies of the information to others. You must retain all copyright and other proprietary notices contained in the original material on any copy you make. You may not use any trademarks, service marks, slogans or logos contained in this website without the written permission of the owner. For a non-exhaustive list of Jencap trademarks and service marks see the JENCAP TRADEMARK LIST [this is a link to the JENCAP TRADEMARK LIST page]. When using a Jencap mark in publications, include the appropriate ™, ℠, or ® symbol on first use.

Links to Other Sites and to the Jencap Site
This Site may contain links to other independent third-party Web sites (“Linked Sites”). These Linked Sites are provided solely as a convenience to our visitors. Such Linked Sites are not under Jencap’s control, and Jencap is not responsible for and does not endorse the content of such Linked Sites, including any information or materials contained on such Linked Sites. You will need to make your own independent judgment regarding your interaction with these Linked Sites.

Accuracy of Information/No Warranty
The information contained in this website is subject to change without notice. However, there is no commitment to update the information contained herein. Jencap does not warrant the accuracy, adequacy or completeness of the information and materials contained in this site and expressly disclaims liability for any errors or omissions in the information and materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials contained in this site.

Limited Liability
In no event will Jencap or its Affiliated Entities, and their respective agents or employees, be liable for any damages, losses or other expenses arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Jencap or its representatives, are advised of the possibility of such damages, losses or other expenses.

Privacy
Jencap and its Affiliated Entities value you as a customer and respect your insureds’ right to privacy. In turn, we pledge our commitment to treat information about them responsibly. Jencap and its Affiliated Entities have established the following policy to assure you that we are committed to protecting this privacy. We maintain physical, electronic and organizational safeguards to ensure the insureds’ personal information is treated responsibly and in accordance with our privacy policy. We also restrict access to this personal information within our organization to those employees who need to know that information. Employees who have access to this information may use it for legitimate business purposes. Additionally, we safeguard personal information in accordance with applicable data security regulations. We collect personal information from the following sources: information we receive from you, as producing agent on applications and other forms, including but not limited to consumer reporting agencies, home inspection reports, consumer reporting agencies, motor vehicle reports, etc. are all subject to our privacy policy.

Jencap and its Affiliated Entities do not intend to sell, make available to third party non-affiliates or otherwise utilize any of the reports, data, information received on the policy/policyholder except as permitted by law and necessary to market and support business transactions and the servicing of accounts. Even if your insured no longer maintains a policy through Jencap’s Affiliated Entities , our Privacy Policy will continue to apply to them. We may amend this Privacy Policy at any time and we will inform you of changes as required by law.