Innovative Programs
JenCap’s collection of niche programs offer industry specialization and exclusive access to our agency partners. We understand the unique needs of your clients and will deliver a dependable and consistent market for every risk.
Gain access to our network of specialized programs
JenCap’s stable of companies are located nationwide and offer a wide array of exclusive industry specific insurance programs. All of our programs are written with highly rated, nationally-recognized insurance carriers and are exclusively distributed through independent insurance agents. This is your access point to the entire portfolio of programs available within the JenCap platform.
Agribusiness
MiniCo Agri is dedicated to providing customized insurance solutions for agents and insureds in partnership with an A.M. Best “A+” rated carrier. We partner with independent agents with specific focus on agribusiness insurance. MiniCo Agri does not require commitments for premium volume or account size. In addition, we have the ability to offer a one-day quote turnaround for farmowner accounts of all sizes. This program is available in select states.

Bowling Centers
NIF Group’s Bowling Center Program is designed to address the specific needs of the Bowling Center community. NIF has partnered with Liberty Mutual to underwrite this program which features all lines of coverage including Workers’ Compensation.

Coastal Condominiums
Coverages include: Property (Wind Damage Included), Property Coverage Enhancement Endorsement, General Liability, Business Income, Equipment Breakdown, and Hired and Non Owned Auto.

Collectibles
MiniCo Insurance Agency offers scheduled and/or unscheduled coverage up to $1,000,000 for fine art and a wide variety of valuable collectibles in hundreds of categories. Collections are insured for their full collectible value. The policyholder establishes the value of the collection, and no appraisal is required at the time of application. We offer a simple online portal to quote and bind policies, and the program is provided in partnership with an A.M. Best “A” rated carrier. This program is available nationwide.

Commercial Self-Storage
Founded in 1974, MiniCo Insurance Agency is a full-service managing general agency offering the self-storage industry’s leading specialty commercial insurance program. MiniCo’s upgraded industry-specific business owner policy including umbrella and general liability-only policies are offered in partnership with A.M. Best “A” rated carriers. Enhancements include innovative wind and hail deductible options, monoline commercial property coverage for coastal and high-hazard properties, and our monoline workers compensation, cyber, and equipment breakdown programs. This program is available nationwide.

Community Associations
Trivedi Capacity Associates/ HARP, Inc. provides expertise, efficiency and competitively priced products exclusively designed for Community Associations. Our programs provide Directors and Officers Liability, Fidelity, Workers’ Compensation, Cyber Liability, and Excess/Umbrella Coverages.

Construction Managers
Quaker Special Risk offers an exclusive Construction Manager program with a combined Professional and General Liability form to limit potential coverage gaps. This program focuses on agency construction managers/owners rep consultants. This program offers low minimum premiums and certified construction managers will receive preferred rating in a proprietary composite rating structure. Project specific and Excess policies are available. The program available nationwide except in CO and LA. The program is underwritten by ProSight Specialty; carrier is rated “A- XV” by A.M. Best.
Coverages include: Disciplinary Proceeding Expense Reimbursement, Subpoena Expense Coverage, Blanket Waiver of Subrogation, Per Project Aggregate available, Two Way tail.

Cyber
MiniCo Insurance Agency offers a breach-response product from industry leader Beazley Insurance. Coverage includes security and privacy liability for employees and customers in the event of data theft; data recovery and loss of business income including denial-of-service attacks and system malfunction; privacy regulatory defense and penalties including costs to comply with post-breach regulatory action; crisis-management costs such as customer notification, support, and credit-monitoring; and data extortion including payment of ransom monies to secure the return of data. This program is available nationwide.

Environmental
Landmark Underwriters Environmental Package (EPAC) program provides package and excess coverage for environmental contractors, consultants, and engineers, as well as solar installation contractors. Our EPAC products are offered on A++ XV paper, and we write in 48 States across the country. This program is not available in NY or LA.
The Environmental Package is a combined Environmental Casualty Insurance package designed and intended for traditional Environmental Contractors and Design Professionals, and other specialty classes defined as “Environmental” by the Program appetite. More information is available on our program specific website.
Coverages Offered: Commercial General Liability (CGL), Contractor Pollution Liability (CPL), Professional Coverage (PL), Follow Form Excess Liability (excess over CGL, PL, CPL, Auto and Employers Liability lines)

Equipment Breakdown
MiniCo Insurance Agency has partnered with Liberty Mutual Insurance to offer monoline equipment breakdown coverage for commercial properties to protect critical business equipment. This coverage complements existing commercial property policies and specifically addresses exposures arising from damage caused by power surges, electrical shorts, utility interruption, mechanical breakdowns, motor burnouts, and more. This program is available nationwide.

Program Contact
Angela Cozzo
1-800-528-1056, ext. 3008
Group Life Conversions
Founded in 1990, HRMP is a third-party administrator with a difference. Our group life conversion solutions enable group life carriers to fully outsource group life conversions, eliminating the extra mortality risks and all of the administrative burdens that range from confirming eligibility and issuing the individual whole life policy to collecting individual premiums and paying nonforfeiture benefits and death claims. Our Success Can Only Follow Yours®sup>.

Hired and Non-Owned Auto for Food Couriers
Genesee’s Program Underwriters is a program administrator distributing programs to both independent agents and wholesale brokers. Our goal is to be the market of choice by offering an exclusive monoline Hired Non-Owned program for food courier services (i.e. pizza delivery) for both primary and excess coverages. We have the in-depth knowledge and provide comprehensive coverages at competitive rates with nationwide capabilities for this product (excluding West Virginia) on Top A Rated paper with quick turnaround service standards.

Lawn and Landscaping Operations
The Program provides National Association of Landscape Professionals (NALP) members with a comprehensive Commercial Insurance Package, including Workers’ Compensation. It also encourages the professional landscaper community to take advantage of all NALP’s member benefits; including accreditation certifications, education, online training and resources, as well as supplier discounts.

Program Contact:Commercial Package Lines
Leslie Wilson
1-833-529-6467

Lawyers Professionals Liability
MiniCo Insurance Agency offers lawyers professional liability coverage for attorneys providing professional legal services. Our admitted and excess and surplus (E&S) lines programs give MiniCo the flexibility to cover a wide range of firms from 1-30 attorneys with limits up to $5M on eligible accounts. Coverage options are customized to meet the insurance needs of each specific policyholder. The admitted program is available in all states except California, Oregon, and Louisiana. The E&S program is available nationwide.

Luxury Home Builders & Re-Modelers
Quaker Special Risk offers an exclusive non-admitted program tailored for luxury home builder paper GCs, constructing homes that have a sale price of $500,000 and up. Coverage is provided for new home construction including incidental remodeling and renovations. The focus of the program is single family home construction and does not extend to construction of condominiums or townhomes. Quaker has designed the program for paper GCs that build up to 15 homes per year. Remodelers of Luxury Homes is tailored to paper GCs that handle very high end residential remodeling work for homeowners, individual owners of condos, co-ops and townhomes. The program is for experienced builders with excellent loss prevention and contractual risk transfer procedures in place. Project specific policies are available. Quaker’s program has a unique rating basis and broad policy wording.
The program is available in most states and has both an east coast focus for accounts in NY, NJ, CT and FL and separate forms and guidelines for risks in CA, AZ, NV, TX, UT, ID, WY. GL limits of 1/2/2 and 2/4/4 are available. Excess limits are available is some jurisdictions. The program is underwritten by ProSight Specialty; carrier is rated “A- XV” by A.M. Best.

Medical Stop-Loss
Founded in 2010, Aran Insurance Underwriters (AIU) is a full-service managing general underwriter offering medical stop-loss insurance to self-funded employer group plans. As one of the early adopters of reference-based pricing within the stop-loss industry, we have developed a unique expertise with providing stop-loss for plans that utilize RBP. Our database is unsurpassed in its depth and breadth. We understand that your clients demand custom, creative solutions for their benefit needs and that no two clients are exactly alike. With this in mind, we built flexibility into our underwriting guidelines in order to accommodate as many prospects as possible. Our clients have direct access to our highly experienced underwriting staff. This program is available nationwide.

Miscellaneous Professional Liability
MiniCo Insurance Agency offers miscellaneous professional liability insurance to provide errors and omissions (E&O) coverage for a vast spectrum of professional service providers. This program is offered in partnership with an A.M. Best “A” rated carrier and is available nationwide through wholesalers.

New York Contractors Liability
MiniCo Contractors Liability Insurance offers competitively priced general liability and excess liability coverage in New York for commercial and residential contractors, general contractors, and trade and artisan contractors. MiniCo’s experienced, knowledgeable staff provides responsive customer service in a timely manner. Our program is offered in partnership with an A.M. Best “A” rated carrier. This program is available in New York only.

Nonprofit and Social Service Organizations
With over 40 Years of underwriting Nonprofits and Social Service Organizations, NIF has designed the most comprehensive program in the marketplace. From food banks to family service organizations, we bring you an insurance program that addresses the complex exposures faced by nonprofits and social service organizations of all types and sizes. Our program can consider over 300 social service and nonprofit classes.

Specialty Trade Contractors
This Quaker Special Risk national program offers broad general liability coverage that has not been readily available in the non-admitted marketplace for the small to mid-size trade contractor with gross revenues less than $35 Million. This program is for specialty trade contractors that perform only 1 trade but subcontract in excess of 70% of that work. Coverage enhancements include: Blanket AI, primary non-contributory wording, employee benefits, no action over limitation or exclusion, per project aggregate, blanket Waiver of subrogration. Targeting but are not limited to carpentry, drywall, electrical, flooring, framing, painting, plastering, and plumbing. Will also consider contractors who provide janitorial services, masonry, communication equipment installation, metal works, plastering/stucco work, interior tile, stone & marble work, and siding installation. The focus of the program is on experienced trade contractors that subcontract 70% or more of their work with a track record of superior loss control and contractual risk transfer protocols in place. New ventures will be considered with 5+ years prior construction experience. The program is underwritten by ProSight Specialty; carrier is rated “A- XV” by A.M. Best.

Sports and Activities
Participant accident insurance for sports, camps, child care, events, and other activities is an essential protection for many businesses. MiniCo Insurance Agency offers sports and activity accident insurance that is customizable to meet the needs of a wide range of organizations. Our agent portal makes it easy to quote, purchase, and print a policy. This program is offered in partnership with an A.M. Best “A” rated carrier and is available nationwide.

Trade Contractors (Artisans)
Since 1991, NIF has devoted itself to insuring Commercial, Residential, and Service & Repair Contractors. We have dozens of affiliated retail brokers and have insured thousands of insureds, many of whom have been with us since the early 1990’s. We believe such loyalty can only be earned over time and is dependent on our relationship maturing and growing. To that end, we are committed to providing the best possible service and response time in the industry. This program is available in Arizona, California and Nevada only.

Program Contact
David Daniels
916-566-1000 Ext.77111
Umbrella Program for Restaurants
Trivedi Capacity Associates/ HARP,Inc. provides expertise, efficiency and competitively priced products exclusively designed for Restaurants. Our programs also provide, Cyber Liability, EPLI, and Excess/Umbrella Coverages.

Program Contact
Tushar Trivedi
201-661-2411
Program Contact
Amar Dedhia
201-661-2349
Wind/Hail Deductible Buy-Back
MiniCo Insurance Agency offers a monoline wind/hail deductible buy-back program for commercial property. Property owners may lower their deductibles to as little as 1% or a specific dollar amount. This decreases the potential out-of-pocket financial exposure and assists in compliance with the mortgage deductible requirements. MiniCo’s program is offered through an A.M. Best “A” rated non-admitted carrier. This program is available nationwide.

Program Contact
Angela Cozzo
1-800-528-1056, ext. 3008