MiniCo offers an exclusive program for Adult Foster Homes/Adult Residential Facilities. Targeting owner operated licesned homes in AZ, CA, OR and WA. Ideal insureds must have been in business for three years, homes with no more than two non-ambulatory clients. This program is underwritten in-house through a top rated Non-Admitted carrier.

MiniCo Agri is dedicated to providing customized insurance solutions for agents and insureds in partnership with an A.M. Best “A+” rated carrier. We partner with independent agents with specific focus on agribusiness insurance. MiniCo Agri does not require commitments for premium volume or account size. In addition, we have the ability to offer a one-day quote turnaround for farmowner accounts of all sizes. This program is available in select states.

MiniCo Architects and Engineers Professional Liability Insurance provides errors and omissions (E&O) coverage for a vast spectrum of architects, engineers, construction managers, and other professionals serving the construction, manufacturing, and environmental industries. Architects and engineers professional liability insurance helps to protect these businesses from claims that may arise to include allegations of third-party financial losses due to errors and omissions or negligence in the performance of professional services.

Since 1991, MiniCo’s Artisan program team has devoted itself to insuring Commercial, Residential, and Service & Repair Contractors. We have dozens of affiliated retail brokers and have insured thousands of insureds, many of whom have been with us since the early 1990’s. We believe such loyalty can only be earned over time and is dependent on our relationship maturing and growing. To that end, we are committed to providing the best possible service and response time in the industry. This program is available in Arizona, California and Nevada only.

Coverages include: Admitted and Non-Admitted GL coverage options, Cyber liability coverage offered on every GL quote (opt-out provision included; higher limits available), Commercial auto including broadened coverage endorsement, Property coverage including broadened coverage endorsement, Enhanced equipment breakdown coverage available (includes sublimit and deductible options), Inland marine coverage and Excess Liability coverage.

Quaker Special Risk offers an exclusive Coastal Condominium program (Condo ProTekt). This program focuses on smaller coastal risks in NY and NJ only. Targeting coastal frame, smaller condo associations, under $10M in TIV, and Owner Occupied. This program is underwritten in-house through a top rated Non-Admitted carrier with rapid response and service from the Quaker Special Risk team based in New Jersey.

Coverages include: Property (Wind Damage Included), Property Coverage Enhancement Endorsement, General Liability, Business Income, Equipment Breakdown, and Hired and Non Owned Auto.

Founded in 1974, MiniCo Insurance Agency is a full-service managing general agency offering the self-storage industry’s leading specialty commercial insurance program. MiniCo’s upgraded industry-specific business owner policy including umbrella and general liability-only policies are offered in partnership with A.M. Best “A” rated carriers. Enhancements include innovative wind and hail deductible options, monoline commercial property coverage for coastal and high-hazard properties, and our monoline workers compensation, cyber, and equipment breakdown programs. This program is available nationwide.

Trivedi Capacity Associates/ HARP, Inc. provides expertise, efficiency and competitively priced products exclusively designed for Community Associations. Our programs provide Directors and Officers Liability, Fidelity, Workers’ Compensation, Cyber Liability, and Excess/Umbrella Coverages.

Quaker Special Risk offers an exclusive Construction Manager program with a combined Professional and General Liability form to limit potential coverage gaps. This program focuses on agency construction managers/owners rep consultants. This program offers low minimum premiums and certified construction managers will receive preferred rating in a proprietary composite rating structure. Project specific and Excess policies are available. The program available nationwide except in CO and LA. The program is underwritten by ProSight Specialty; carrier is rated “A- XV” by A.M. Best.

Coverages include: Disciplinary Proceeding Expense Reimbursement, Subpoena Expense Coverage, Blanket Waiver of Subrogation, Per Project Aggregate available, Two Way tail.

MiniCo Insurance Agency offers a breach-response product from industry leader Beazley Insurance. Coverage includes security and privacy liability for employees and customers in the event of data theft; data recovery and loss of business income including denial-of-service attacks and system malfunction; privacy regulatory defense and penalties including costs to comply with post-breach regulatory action; crisis-management costs such as customer notification, support, and credit-monitoring; and data extortion including payment of ransom monies to secure the return of data. This program is available nationwide.

Landmark Underwriters Environmental Package (EPAC) program provides package and excess coverage for environmental contractors, consultants, and engineers, as well as solar installation contractors. Our EPAC products are offered on A++ XV paper, and we write in 48 States across the country. This program is not available in NY or LA.

The Environmental Package is a combined Environmental Casualty Insurance package designed and intended for traditional Environmental Contractors and Design Professionals, and other specialty classes defined as “Environmental” by the Program appetite. More information is available on our program specific website.

Coverages Offered: Commercial General Liability (CGL), Contractor Pollution Liability (CPL), Professional Coverage (PL), Follow Form Excess Liability (excess over CGL, PL, CPL, Auto and Employers Liability lines).

MiniCo Insurance Agency has partnered with Liberty Mutual Insurance to offer monoline equipment breakdown coverage for commercial properties to protect critical business equipment. This coverage complements existing commercial property policies and specifically addresses exposures arising from damage caused by power surges, electrical shorts, utility interruption, mechanical breakdowns, motor burnouts, and more. This program is available nationwide.

MiniCo Insurance Agency offers scheduled and/or unscheduled coverage up to $1,000,000 for fine art and a wide variety of valuable collectibles in hundreds of categories. Collections are insured for their full collectible value. The policyholder establishes the value of the collection, and no appraisal is required at the time of application. We offer a simple online portal to quote and bind policies, and the program is provided in partnership with an A.M. Best “A” rated carrier. This program is available nationwide.

Genesee’s Program Underwriters is a program administrator distributing programs to both independent agents and wholesale brokers. Our goal is to be the market of choice by offering an exclusive monoline Hired Non-Owned program for food courier services (i.e. pizza delivery) for both primary and excess coverages. We have the in-depth knowledge and provide comprehensive coverages at competitive rates with nationwide capabilities for this product (excluding West Virginia) on Top A Rated paper with quick turnaround service standards.