Personal Lines – Umbrella

Your clients have worked hard to secure their wealth, but are they protected if someone takes them to court? Finally, a personal umbrella product that sets itself apart from the rest! A personal umbrella provides an additional layer of liability coverage above and beyond the liability limit in auto and homeowner policies. Coverage starts at $1 million and goes up from there.

We offer this coverage for the following industries and classes:

Personal Lines

  • Homeowners
  • Renters
  • Automobile
  • Watercraft
  • Yacht

This product offers the following features:

Coverage Highlights

  • Primary Umbrella
  • Excess Umbrella
  • Target Personal Umbrella
  • Target Excess Umbrella
  • Personal Liability: $1MM – $10MM
  • Uninsured Motorists/Underinsured Motorists:
    $1MM – $2MM available ($25K standard on each policy)
  • No Retention

Custom Features

  • Broad Bodily Injury definition
  • Coverage for a loss that happens anywhere in the world
  • Coverage for Host Liquor Liability
  • Defense Costs and interest on judgments paid

Thrift Store, Shelter, and Transitional Housing

  • Located in Washington
  • Package & Umbrella
  • Premium of $91,000

Credit Monitoring Firm

  • Located in New York
  • Technology & Cyber Liability
  • Premium of $23,571

General Contractor

  • Located in New Jersey
  • General Liability
  • Premium of $59,908

Beverage Manufacturer

  • Located in Georgia
  • General Liability
  • Premium of $33,571

Tract Home Builder

  • Located in Pennsylvania
  • General Liability
  • Premium of $13,708

Boys & Girls Club

  • Located in California
  • Package & Umbrella
  • Premium of $38,438

This product is available in available in: