Personal Lines – High Value Homeowners

A home is so much more than the bricks and lumber used to build it – especially for your high net worth clients. It’s full of memories, private collections, and cherished belongings–and your client’s personality and interests are reflected in every exquisite detail. If your client experiences a claim, they want more than a check from the insurance company. They want their life back and they want to rebuild their home without hassles, headaches, or delay.

Jencap partners with the premier Personal Lines Insurance markets that guarantee your successful clients have the protection they need and deserve. Give us a call today to get started.

We offer this coverage for the following industries and classes:

Personal Lines

  • Homeowners – Coverage A over $500,000
  • Auto
  • Personal Articles Floater
  • Umbrella
  • Flood
  • Boat/Yacht

Coverage Highlights:


  • Extended Replacement Cost
  • Cash Settlement Options
  • World-renowned claim service
  • Rebuilding to code


  • Agreed value coverage
  • Up to $15,000 for the “loss of use”
  • Worldwide rental vehicle coverage
  • OEM parts covered
  • Choice of body shop

Personal Article Floater

  • Worldwide, all risk coverage
  • Agreed Value & Blanket Coverage
  • Breakage and Mysterious Disappearance covered
  • Inflation protection up to 150%

Additional products / services

  • Wildfire Defense
  • Hurricane Protection Assistance
  • Complimentary Home Appraisals
  • Identity Management Assistance

Thrift Store, Shelter, and Transitional Housing

  • Located in Washington
  • Package & Umbrella
  • Premium of $91,000

Credit Monitoring Firm

  • Located in New York
  • Technology & Cyber Liability
  • Premium of $23,571

General Contractor

  • Located in New Jersey
  • General Liability
  • Premium of $59,908

Beverage Manufacturer

  • Located in Georgia
  • General Liability
  • Premium of $33,571

Tract Home Builder

  • Located in Pennsylvania
  • General Liability
  • Premium of $13,708

Boys & Girls Club

  • Located in California
  • Package & Umbrella
  • Premium of $38,438

This product is available in available in: