Hospitality

Five Star Coverage for
Hospitality-Based Businesses

Your clients can rest easy, knowing their guests and employees are protected by coverages specifically tailored to restaurants, bars, hotels, and other hospitality-based businesses. Jencap’s brokers are experts in the hospitality industry and understand its distinctive risks and exposures. We’re proud to offer a vast menu of customized coverages that protect your clients’ businesses against everything from food contamination and liquor liability risks to equipment breakdown and cyber threats — and everything in between.

Target Classes of Business

Slide 1

Banquet Halls

Bars

Caterers

Hotels

Restaurants

Staffing

Wineries/Breweries

Coverage Solutions

  • Auto (Primary/Excess/Hired & Non-Owned)
  • Business Income
  • Commercial General Liability
  • Cyber Liability
  • Equipment Breakdown
  • Equipment Practices Liability
  • Food Contamination
  • Inland Marine
  • Liquor Liability
  • Pollution Liability
  • Professional Liability
  • Umbrella (Primary/Excess)
  • Workers’ Compensation
  • Auto (Primary/Excess/Hired & Non-Owned)
  • Business Income
  • Commercial General Liability
  • Cyber Liability
  • Equipment Breakdown
  • Equipment Practices Liability
  • Food Contamination
  • Inland Marine
  • Liquor Liability
  • Pollution Liability
  • Professional Liability
  • Umbrella (Primary/Excess)
  • Workers’ Compensation

Exclusive Hospitality Programs

Capitalize on new opportunities and safeguard your clients from the numerous risks and potential lawsuits inherent to the hospitality industry. From cyber attacks, to injured patrons, to lack of security, and many other liabilities, Jencap specialists are experts at protecting your clients’ hard-earned work.

Cyber

This program covers a variety of security breaches and data theft, as well as data extortion.

MiniCo offers a breach-response product from industry leader Beazley Insurance. Coverage includes security and privacy liability for employees and customers in the event of data theft; data recovery and loss of business income, including denial-of-service attacks and system malfunction; privacy regulatory defense and penalties including costs to comply with post-breach regulatory action; crisis-management costs such as customer notification, support, and credit-monitoring; and data extortion including payment of ransom monies to secure the return of data. This program is available in most states.


Program Contact

Michael Attanasio
518-782-3300
michael.attanasio@minico.com

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Equipment Breakdown

Monoline coverage for commercial properties that protects critical business equipment.

MiniCo Equipment Breakdown Insurance complements existing commercial property policies and specifically addresses exposures related to equipment breakdown. MiniCo's experienced, knowledgeable staff provides responsive customer service and customized coverage to meet the needs of each policyholder.


Program Contact

Robert Novak
602-678-3535
equipmentbreakdown@minico.com

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Hired and Non-Owned Auto

This exclusive, monoline program offers HNOA coverage for food and cannabis delivery services.

MiniCo provides an exclusive, monoline Hired and Non-owned Auto program for food and cannabis delivery services on paper rated A+ (XV). Our brokers deliver account winning solutions with their industry-leading specialization, quick turn around time on quotes and competitive rates nationwide (program not available in WV).


 

Program Contact

John Ware
678-802-4032
john.ware@minico.com

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Miscellaneous Professional Liability

Protect your professional services clients from harmful claims that may arise from allegations of third-party financial losses due to errors and omissions or negligence.

MiniCo offers Miscellaneous Professional Liability insurance to provide errors and omissions (E&O) coverage for a vast spectrum of professional service providers. This program is offered in partnership with an AM Best A-rated carrier and is available nationwide through wholesalers.


Program Contact

Rick Paladino
516-224-6266
rick.paladino@minico.com

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Sports & Activity Accident Insurance

This agile program provides participant accident insurance for a variety of organizations.

Participant accident insurance for sports, camps, childcare, events, and other activities is an essential protection for many businesses. MiniCo offers sports and activity accident insurance that is customizable to meet the needs of a wide range of organizations. Our agent portal makes it easy to quote, purchase, and print a policy. This program is offered in partnership with an AM Best A-rated carrier and is available in most states.


Program Contact

Vince Terlaje
425-949-0028
vince.terlaje@minico.com

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Wind/Hail Deductible Buyback

Available nationwide, this program provides a monoline wind/hail deductible buyback for commercial property.

MiniCo offers a monoline wind/hail deductible buyback program for commercial property. Property owners may lower their deductibles to as little as 1% or a specific dollar amount. This decreases the potential out-of-pocket financial exposure and assists in compliance with the mortgage deductible requirements. MiniCo’s program is offered through an AM Best A-rated, non-admitted carrier. This program is available nationwide.


Program Contact

Robert Novak
602-678-3535
deductiblebuyback@minico.com

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Don’t See What You’re Looking For?

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