Garage Keepers Liability

Business owners who operate dealerships, garages and auto repair shops are responsible for keeping their clients property safe. If a customer’s vehicle or auto equipment is damaged while undergoing service or repair, your client can be held liable. Garage Keepers Liability coverage is a policy offering protection to the garage business for loss to a customer’s auto left in the insured’s care, custody or control.
JenCap companies have been specializing in the Garage industry for over 40 years offering you the knowledge & expertise for your risks.
We offer this coverage for the following industries and classes:
Garage
- Antique/Classic Auto Restoration
- Antique/Classic Auto Sales & Repair
- ATVs, Golf Carts, Scooters & Electric Cars Sales & Service
- Auto Auction
- Auto Body Shops
- Auto Dealers – New & Used
- Auto Detailers
- Auto Repair
- Auto Salvage Yards
- Bedliner Installation
- Boat Dealers & Repair
- Electronics/Radios/GPS Sales & Installation
- Bus Sales & Service
- Car Wash/Full Service
- Consignment Auto Sales
- Emergency Vehicle Sales & Service
- Heavy Truck Dealers & Repair
- Horse Trailer Sales & Service
- Mobile Auto Repair
- Mobility Equipment Sales & Installation
- Motorcycle Sales & Service
- Non-Franchised Used Car Dealers
- Oil & Lube Shops
- Parking Lots/Garages – Including Garagekeepers
- RV Dealers & Repair
- Tire Dealers/Mobile Tire Repair Operations
- Tow Truck Operators (Non-Fleet)
- Towing Accounts
- Travel Trailer Sales & Service
- Truck Stops (Rural)
- Truck/Tractor Sales & Service
- Valet Parking Services
- Van Conversion & Customizing
This product offers the following features:
Coverage Highlights
- Direct Primary and Legal Liability Coverage
- Fire and Theft
Custom Features
- Multiple limits available including excess coverages
- Monoline and Property Packages available
- Excess coverage available
- In-house binding with low minimum premiums
- Scheduled auto coverages available in some states
Thrift Store, Shelter, and Transitional Housing
- Located in Washington
- Package & Umbrella
- Premium of $91,000
Credit Monitoring Firm
- Located in New York
- Technology & Cyber Liability
- Premium of $23,571
General Contractor
- Located in New Jersey
- General Liability
- Premium of $59,908
Beverage Manufacturer
- Located in Georgia
- General Liability
- Premium of $33,571
Tract Home Builder
- Located in Pennsylvania
- General Liability
- Premium of $13,708
Boys & Girls Club
- Located in California
- Package & Umbrella
- Premium of $38,438