Garage Keepers Liability

Business owners who operate dealerships, garages and auto repair shops are responsible for keeping their clients property safe. If a customer’s vehicle or auto equipment is damaged while undergoing service or repair, your client can be held liable. Garage Keepers Liability coverage is a policy offering protection to the garage business for loss to a customer’s auto left in the insured’s care, custody or control.

JenCap companies have been specializing in the Garage industry for over 40 years offering you the knowledge & expertise for your risks.

We offer this coverage for the following industries and classes:

Garage

  • Antique/Classic Auto Restoration
  • Antique/Classic Auto Sales & Repair
  • ATVs, Golf Carts, Scooters & Electric Cars Sales & Service
  • Auto Auction
  • Auto Body Shops
  • Auto Dealers – New & Used
  • Auto Detailers
  • Auto Repair
  • Auto Salvage Yards
  • Bedliner Installation
  • Boat Dealers & Repair
  • Electronics/Radios/GPS Sales & Installation
  • Bus Sales & Service
  • Car Wash/Full Service
  • Consignment Auto Sales
  • Emergency Vehicle Sales & Service
  • Heavy Truck Dealers & Repair
  • Horse Trailer Sales & Service
  • Mobile Auto Repair
  • Mobility Equipment Sales & Installation
  • Motorcycle Sales & Service
  • Non-Franchised Used Car Dealers
  • Oil & Lube Shops
  • Parking Lots/Garages – Including Garagekeepers
  • RV Dealers & Repair
  • Tire Dealers/Mobile Tire Repair Operations
  • Tow Truck Operators (Non-Fleet)
  • Towing Accounts
  • Travel Trailer Sales & Service
  • Truck Stops (Rural)
  • Truck/Tractor Sales & Service
  • Valet Parking Services
  • Van Conversion & Customizing

This product offers the following features:

Coverage Highlights

  • Direct Primary and Legal Liability Coverage
  • Fire and Theft

Custom Features

  • Multiple limits available including excess coverages
  • Monoline and Property Packages available
  • Excess coverage available
  • In-house binding with low minimum premiums
  • Scheduled auto coverages available in some states

Thrift Store, Shelter, and Transitional Housing

  • Located in Washington
  • Package & Umbrella
  • Premium of $91,000

Credit Monitoring Firm

  • Located in New York
  • Technology & Cyber Liability
  • Premium of $23,571

General Contractor

  • Located in New Jersey
  • General Liability
  • Premium of $59,908

Beverage Manufacturer

  • Located in Georgia
  • General Liability
  • Premium of $33,571

Tract Home Builder

  • Located in Pennsylvania
  • General Liability
  • Premium of $13,708

Boys & Girls Club

  • Located in California
  • Package & Umbrella
  • Premium of $38,438

This product is available in available in: