Garage Commercial General Liability

Business owners who operate dealerships, garages and auto repair shops need a Garage Liability insurance policy to cover bodily injury or property damage caused by an accident arising out of garage business operations. If a customer slips and falls at a business, this coverage will help pay for any legal defense if they decide to sue and help pay for any medical bills the customer had due to the injury. It will also help pay for damages if a vehicle owned by the business causes a collision with another automobile or structure, damaging a third party’s property.

JenCap companies have been specializing in the Garage industry for over 40 years offering you the knowledge & expertise for your risks.

We offer this coverage for the following industries and classes:

Garage

  • Antique/Classic Auto Restoration
  • Antique/Classic Auto Sales & Repair
  • ATVs, Golf Carts, Scooters & Electric Cars Sales & Service
  • Auto Auction
  • Auto Body Shops
  • Auto Dealers – New & Used
  • Auto Detailers
  • Auto Repair
  • Auto Salvage Yards
  • Bedliner Installation
  • Boat Dealers & Repair
  • Booting
  • Electronics/Radios/GPS Sales & Installation
  • Electric Car Sales & Service
  • Bus Sales & Service
  • Car Wash/Full Service
  • Consignment Auto Sales
  • Emergency Vehicle Sales & Service
  • Fuel Conversion Shops
  • Gas Stations/Full Service
  • Heavy Truck Dealers & Repair
  • Horse Trailer Sales & Service
  • Mobile Auto Repair
  • Mobile Mechanics
  • Mobility Equipment Sales & Installation
  • Motorcycle Sales & Service
  • Non-Franchised Used Car Dealers
  • Oil & Lube Shops
  • Parking Lots/Garages – Including Garagekeepers
  • Roadside Assistance
  • RV Dealers & Repair
  • Tire Dealers/Mobile Tire Repair Operations
  • Tow Truck Operators (Non-Fleet)
  • Towing Accounts
  • Travel Trailer Sales & Service
  • Truck Stops (Rural)
  • Truck/Tractor Sales & Service
  • Valet Parking Services
  • Van Conversion & Customizing

This product offers the following features:

Coverage Highlights

  • Bodily injury and property damage
  • Personal injury liability
  • Medical payments
  • Employee Dishonesty

Custom Features

  • Multiple limits available including excess coverages
  • Monoline and Property Packages available
  • Excess coverage available
  • No “Action over” Exclusions in NY available
  • In house binding with low minimum premiums

Thrift Store, Shelter, and Transitional Housing

  • Located in Washington
  • Package & Umbrella
  • Premium of $91,000

Credit Monitoring Firm

  • Located in New York
  • Technology & Cyber Liability
  • Premium of $23,571

General Contractor

  • Located in New Jersey
  • General Liability
  • Premium of $59,908

Beverage Manufacturer

  • Located in Georgia
  • General Liability
  • Premium of $33,571

Tract Home Builder

  • Located in Pennsylvania
  • General Liability
  • Premium of $13,708

Boys & Girls Club

  • Located in California
  • Package & Umbrella
  • Premium of $38,438

This product is available in available in: