Employment Practices Liability

Employment Practices Liability Insurance (EPLI) protects a company against damages for events relating to their workforce, including but not limited to wrongful termination, harassment, discrimination and unfair hiring practices. It also provides defense costs associated with responding to employment related lawsuits and investigations. Any company with employees should purchase Employment Practices Liability Insurance.

Now more than ever, organizations need to review their employment related policies. JenCap’s companies can obtain EPL coverage that includes the most comprehensive employment practices risk management services available in the marketplace. These services can help an organization manage employment-related exposures and stay current with changes in laws and regulations. An insured would have access to top law firms, current employment information, policies, training and expert advice.

With access to all top specialty markets and carriers, JenCap’s nationwide stable of companies will help you provide your clients with coverage that mitigates financial risks when a lawsuit is filed.

We offer this coverage for the following industries and classes:

  • Technology, Media & Telecom
  • Retail & Wholesale
  • Pharmaceutical & Healthcare
  • Manufacturing
  • Professional Services
  • Financial Services
  • Construction
  • Business Services
  • Municipalities
  • Non-profit & Social Service
  • Transport, Distribution & Logistics
  • Hospitality
  • Real Estate
  • Energy

Manufacturing

  • Automotive Equipment/Parts
  • Consumer Products of All Types (Including Toys)
  • Food Processing & Distribution
  • Heavy Machinery, Equipment & Tools
  • Invasive & Non-Invasive Medical Products
  • Pharmaceuticals (Including Clinical Trials)
  • Recreational & Safety Equipment
  • Sporting Goods
  • Valves & Boilers
  • Vitamin & Nutritional Supplements

Construction & Contractors

  • Automotive Equipment/Parts
  • Consumer Products of All Types (Including Toys)
  • Food Processing & Distribution
  • Heavy Machinery, Equipment & Tools
  • Invasive & Non-Invasive Medical Products
  • Pharmaceuticals (Including Clinical Trials)
  • Recreational & Safety Equipment
  • Sporting Goods
  • Valves & Boilers
  • Vitamin & Nutritional Supplements

Public Entities

  • Community Based Organizations
  • Counties
  • Dam Operations
  • Higher Education Institutions
  • Joint Power Authorities or Similar Pooling Arrangements
  • Municipalities
  • Religious Organizations
  • School Districts
  • Special Districts
  • Transit Districts (Including Light Rail Exposures)
  • Utilities
  • Recycling Facilities

Construction & Contractors

  • Automotive Equipment/Parts
  • Consumer Products of All Types (Including Toys)
  • Food Processing & Distribution
  • Heavy Machinery, Equipment & Tools
  • Invasive & Non-Invasive Medical Products
  • Pharmaceuticals (Including Clinical Trials)
  • Recreational & Safety Equipment
  • Sporting Goods
  • Valves & Boilers
  • Vitamin & Nutritional Supplements

This product offers the following features:

Coverage Highlights

  • All risk coverage for violation of any state, federal, or local civil rights or anti-discrimination law
  • Fair Labor Standards Act (FLSA) Coverage
  • Defense costs outside the coverage limits
  • Vicarious Liability Coverage included for all intentional acts
  • Protection from wrongful employment practices
  • Punitive damages where insurable by state law
  • Prior Acts Coverage
  • Third-Party Discrimination Coverage

Thrift Store, Shelter, and Transitional Housing

  • Located in Washington
  • Package & Umbrella
  • Premium of $91,000

Credit Monitoring Firm

  • Located in New York
  • Technology & Cyber Liability
  • Premium of $23,571

General Contractor

  • Located in New Jersey
  • General Liability
  • Premium of $59,908

Beverage Manufacturer

  • Located in Georgia
  • General Liability
  • Premium of $33,571

Tract Home Builder

  • Located in Pennsylvania
  • General Liability
  • Premium of $13,708

Boys & Girls Club

  • Located in California
  • Package & Umbrella
  • Premium of $38,438

This product is available in available in: