Directors and Officers Liability

Directors & Officers (D&O) Liability is the exposure of corporate board members and officers to lawsuits arising out of their actions, decisions and good-faith mistakes regarding the management of their organization. D&O Liability insurance protects the personal assets of directors and officers from defense expenses and losses, along with insuring the company’s assets from liability incurred by indemnifying their D&O’s, and in certain cases insuring lawsuits against the company itself (the entity).

Lawsuits against directors and officers may be brought by current or former employees, competitors, vendors, suppliers, regulators, shareholders, the corporation itself, volunteers and donors (in the case of nonprofit organizations), and others. Any organization with a Board of Directors should purchase coverage. Employers today are faced with increased legal obligations while managing their workforce. From the hiring process to the exit interview, companies are vulnerable to an employment related lawsuit. Whether a company is large or small, they are a target of legal action by past, present or prospective employees.

With access to all top specialty markets and carriers, JenCap’s nationwide stable of companies will help you provide your clients with D&O coverage that mitigates financial risks when a lawsuit is filed.

We offer this coverage for the following industries and classes:

  • Technology, Media & Telecom
  • Retail & Wholesale
  • Pharmaceutical & Healthcare
  • Manufacturing
  • Professional Services
  • Financial Services
  • Construction
  • Business Services
  • Municipalities
  • Non-profit & Social Service
  • Transport, Distribution & Logistics
  • Hospitality
  • Real Estate
  • Energy

This product offers the following features:

Coverage Highlights

  • Broad Claim Definition
  • Policies cover defense cost, settlements and judgments associated with claims
  • Side A, Side B, and Side C coverage

Custom Features

  • Stand-Alone Side A coverage available
  • Excess coverage available for higher limits

Thrift Store, Shelter, and Transitional Housing

  • Located in Washington
  • Package & Umbrella
  • Premium of $91,000

Credit Monitoring Firm

  • Located in New York
  • Technology & Cyber Liability
  • Premium of $23,571

General Contractor

  • Located in New Jersey
  • General Liability
  • Premium of $59,908

Beverage Manufacturer

  • Located in Georgia
  • General Liability
  • Premium of $33,571

Tract Home Builder

  • Located in Pennsylvania
  • General Liability
  • Premium of $13,708

Boys & Girls Club

  • Located in California
  • Package & Umbrella
  • Premium of $38,438

This product is available in available in: