Dealer Physical Damage – Open Lot

Dealers Physical Damage – Open Lot Coverage provides physical damage protection to a dealer’s vehicles and equipment. Coverage applies to vehicles being driven to or from auction, parked as inventory, vehicles being test driven and driven for personal use by an owner or employee.

JenCap’s companies have the ability and access to provide you with the Dealers Physical Damage coverage that your clients need to be completely protected.

We offer this coverage for the following industries and classes:

Garage

  • Franchised Auto Dealers
  • Non-franchised Auto Dealers
  • Franchised Truck Dealers
  • Franchised RV Dealers
  • Franchised Motorcycle, ATV & Powersports Dealers
  • Franchised Trailer Dealers
  • Golf Cart Dealers

Manufacturing

  • Automotive Equipment/Parts
  • Consumer Products of All Types (Including Toys)
  • Food Processing & Distribution
  • Heavy Machinery, Equipment & Tools
  • Invasive & Non-Invasive Medical Products
  • Pharmaceuticals (Including Clinical Trials)
  • Recreational & Safety Equipment
  • Sporting Goods
  • Valves & Boilers
  • Vitamin & Nutritional Supplements

Construction & Contractors

  • Automotive Equipment/Parts
  • Consumer Products of All Types (Including Toys)
  • Food Processing & Distribution
  • Heavy Machinery, Equipment & Tools
  • Invasive & Non-Invasive Medical Products
  • Pharmaceuticals (Including Clinical Trials)
  • Recreational & Safety Equipment
  • Sporting Goods
  • Valves & Boilers
  • Vitamin & Nutritional Supplements

Public Entities

  • Community Based Organizations
  • Counties
  • Dam Operations
  • Higher Education Institutions
  • Joint Power Authorities or Similar Pooling Arrangements
  • Municipalities
  • Religious Organizations
  • School Districts
  • Special Districts
  • Transit Districts (Including Light Rail Exposures)
  • Utilities
  • Recycling Facilities

Construction & Contractors

  • Automotive Equipment/Parts
  • Consumer Products of All Types (Including Toys)
  • Food Processing & Distribution
  • Heavy Machinery, Equipment & Tools
  • Invasive & Non-Invasive Medical Products
  • Pharmaceuticals (Including Clinical Trials)
  • Recreational & Safety Equipment
  • Sporting Goods
  • Valves & Boilers
  • Vitamin & Nutritional Supplements

This product offers the following features:

Coverage Highlights

  • Comprehensive, Collision and False Pretense
  • No monthly reports of values required by dealers

Thrift Store, Shelter, and Transitional Housing

  • Located in Washington
  • Package & Umbrella
  • Premium of $91,000

Credit Monitoring Firm

  • Located in New York
  • Technology & Cyber Liability
  • Premium of $23,571

General Contractor

  • Located in New Jersey
  • General Liability
  • Premium of $59,908

Beverage Manufacturer

  • Located in Georgia
  • General Liability
  • Premium of $33,571

Tract Home Builder

  • Located in Pennsylvania
  • General Liability
  • Premium of $13,708

Boys & Girls Club

  • Located in California
  • Package & Umbrella
  • Premium of $38,438

This product is available in available in: