Cyber Liability

A data breach event is a risk for all companies that collect personal identifiable information and/or handles confidential information about its clients or employees. This exposure has the ability to pose a significant financial threat to a company. We can secure a Cyber, Security & Privacy Liability Insurance (Cyber Liability) policy which is designed to protect a company against data breaches.

Limited Cyber Liability coverage may be found under a traditional insurance policy such as General Liability or Professional Liability. Typically, these policies do not provide the full protection needed to combat a data breach. A claim for a data breach may not trigger coverage under a traditional insurance policy. A company is not safe to rely on a traditional insurance policy to respond and protect them against a data breach.

With access to all top specialty markets and carriers, JenCap’s nationwide stable of companies will help you provide your clients with Cyber Coverage that mitigates financial risks when a loss or breach is incurred.

We offer this coverage for the following industries and classes:

  • Technology, Media & Telecom
  • Retail & Wholesale
  • Pharmaceutical & Healthcare
  • Manufacturing
  • Professional Services
  • Financial Services
  • Construction
  • Business Services
  • Municipalities
  • Nonprofit & Social Service
  • Transport, Distribution & Logistics
  • Hospitality
  • Real Estate
  • Energy

This product offers the following features:

Coverage Highlights

  • First-party and third party liabilities arising from a data breach event
  • Defense cost and indemnity covered, as permitted by law
  • Data recovery costs
  • Pre-loss breach prevention services
  • Business interruption resulting from security breaches and system failures
  • Cyber Crime Coverage

Custom Features

  • Telephone Consumer Protection Act (TCPA) Defense Coverage
  • System Failure Coverage for Insured’s Service Providers
  • Post-breach Remediation Costs

Thrift Store, Shelter, and Transitional Housing

  • Located in Washington
  • Package & Umbrella
  • Premium of $91,000

Credit Monitoring Firm

  • Located in New York
  • Technology & Cyber Liability
  • Premium of $23,571

General Contractor

  • Located in New Jersey
  • General Liability
  • Premium of $59,908

Beverage Manufacturer

  • Located in Georgia
  • General Liability
  • Premium of $33,571

Tract Home Builder

  • Located in Pennsylvania
  • General Liability
  • Premium of $13,708

Boys & Girls Club

  • Located in California
  • Package & Umbrella
  • Premium of $38,438

This product is available in available in: