Commercial Property

When it comes to insuring commercial property, JenCap Companies are the leaders in the field. From “real” property to building contents and equipment, commercial property is key to your clients business. It is vital that you protect your clients from all unforeseen loss events. Our agents can leverage our proven process for modeling and analytics with our unique approach to assessing and understanding risk. Our companies approach to the marketplace allows us to offer our agents “best in class” programs that produce clear cut results that are above industry norms.

With access to all top specialty markets and carriers and a broad binding authority, JenCap’s nationwide stable of companies will help you provide your clients with Commercial Property Coverage on a Primary and Excess basis that mitigates financial risks when a loss is incurred. Our companies also provide customized packages featuring inland marine floaters and general liability to ensure your clients are properly covered.

We offer this coverage for the following industries and classes:

Construction & Contractors

  • Construction & Contractors
  • Commercial General Contractors
  • Residential General Contractors
  • Paper General Contractors
  • Artisan Contractors & Tradesmen
  • Commercial & Residential Developers
  • Environmental Contractors
  • Tough Trade Contractors


  • Hotels & Motels
  • Inns
  • Resorts
  • Bars & Pubs
  • Cafe’s
  • Cabarets
  • Night Clubs
  • Lounges
  • Gentleman’s Clubs
  • Massage Studio
  • Day Spas


  • Automotive Equipment/Parts
  • Consumer Products of All Types (Including Toys)
  • Food Processing & Distribution
  • Heavy Machinery, Equipment & Tools
  • Invasive & Non-Invasive Medical Products
  • Pharmaceuticals (Including Clinical Trials)
  • Recreational & Safety Equipment
  • Sporting Goods
  • Valves & Boilers
  • Vitamin & Nutritional Supplements

Real Estate

  • Apartments
  • Co-ops & Condominiums
  • Senior Housing
  • Student Housing
  • Shopping Centers
  • Office Buildings
  • Mercantile Buildings
  • Warehouse & Industrial Buildings
  • Vacant Buildings

Nonprofit Sector

  • All Classes

Social Service Sector

  • All Classes

Public Entities

  • Community Based Organizations
  • Counties
  • Dam Operations
  • Higher Education Institutions
  • Joint Power Authorities or Similar Pooling Arrangements
  • Municipalities
  • Religious Organizations
  • School Districts
  • Special Districts
  • Transit Districts (Including Light Rail Exposures)
  • Utilities

Technology & Communication

  • Hardware Service Companies
  • Internet Cafes
  • Alarm Companies & Installers
  • Software Companies
  • Telecom Companies
  • Wireless Device Service Centers

This product offers the following features:

Coverage Highlights

  • Primary and excess coverage available
  • Single account or over multiple layers
  • Ability to package with equipment breakdown, inland marine, crime
  • Large and complicated risks considered
  • Coastal risks considered
  • Wind Coverage available

Custom Features

  • Monoline and Property Packages available
  • Custom manuscripting available
  • In-house binding with low minimum premiums
  • Exclusive Programs with Admitted Paper
    (depends on class)
  • Catastrophe Modeling

Thrift Store, Shelter, and Transitional Housing

  • Located in Washington
  • Package & Umbrella
  • Premium of $91,000

Credit Monitoring Firm

  • Located in New York
  • Technology & Cyber Liability
  • Premium of $23,571

General Contractor

  • Located in New Jersey
  • General Liability
  • Premium of $59,908

Beverage Manufacturer

  • Located in Georgia
  • General Liability
  • Premium of $33,571

Tract Home Builder

  • Located in Pennsylvania
  • General Liability
  • Premium of $13,708

Boys & Girls Club

  • Located in California
  • Package & Umbrella
  • Premium of $38,438

This product is available in available in: