Commercial General Liability

Commercial General Liability Insurance Coverage protects your clients, their business and their employees from claims involving bodily injury or property damage. The most common Commercial General Liability claims involve slips and falls to employees and customers, reputational harm, customer injury and damage from being struck by objects. If an incident ends up in a lawsuit, it could cost your clients on average $100,000 to defend and settle a claim.

With access to all top specialty markets and carriers and a broad binding authority, JenCap’s nationwide stable of companies will help you provide your clients with Commercial General Liability Coverage that mitigates financial risks when a loss is incurred. Our companies also provide customized packages to ensure your clients are properly covered. We can help you with both primary and excess layers of coverage.

We offer this coverage for the following industries and classes:

Construction & Contractors

  • Construction & Contractors
  • Commercial General Contractors
  • Residential General Contractors
  • Paper General Contractors
  • Artisan Contractors & Tradesmen
  • Commercial & Residential Developers
  • Environmental Contractors
  • Tough Trade Contractors
  • New York Construction & Contractors

Hospitality

  • Hotels & Motels
  • Inns
  • Resorts
  • Bars & Pubs
  • Cafes
  • Cabarets
  • Night Clubs
  • Lounges
  • Gentleman’s Clubs
  • Massage Studio
  • Day Spas

Manufacturing

  • Automotive Equipment/Parts
  • Consumer Products of All Types (Including Toys)
  • Food Processing & Distribution
  • Heavy Machinery, Equipment & Tools
  • Invasive & Non-Invasive Medical Products
  • Pharmaceuticals (Including Clinical Trials)
  • Recreational & Safety Equipment
  • Sporting Goods
  • Valves & Boilers
  • Vitamin & Nutritional Supplements

Real Estate

  • Apartments
  • Co-ops & Condominiums
  • Senior Housing
  • Student Housing
  • Shopping Centers
  • Office Buildings
  • Mercantile Buildings
  • Warehouse & Industrial Buildings
  • Vacant Buildings

Nonprofit Sector

  • All Classes

Social Service Sector

  • All Classes

Public Entities

  • Community Based Organizations
  • Counties
  • Dam Operations
  • Higher Education Institutions
  • Joint Power Authorities or Similar Pooling Arrangements
  • Municipalities
  • Religious Organizations
  • School Districts
  • Special Districts
  • Transit Districts (Including Light Rail Exposures)
  • Utilities

Technology & Communications

  • Hardware Service Companies
  • Internet Cafes
  • Alarm Companies & Installers
  • Software Companies
  • Telecom Companies
  • Wireless Device Service Centers

This product offers the following features:

Coverage Highlights

  • Bodily injury and property damage
  • Products and completed operations
  • Personal injury and advertising liability
  • Medical payments

Custom Features

  • Limits as low as $300K/$600K up to $3MM/3MM
  • Monoline and Property Packages available
  • Excess coverage available
  • Custom manuscripting available
  • No “Action over” Exclusions in NY available
  • In-house binding with low minimum premiums
  • Exclusive Programs with Admitted Paper (depending on class)
Thrift Store, Shelter, and Transitional Housing

  • Located in Washington
  • Package & Umbrella
  • Premium of $91,000

Credit Monitoring Firm

  • Located in New York
  • Technology & Cyber Liability
  • Premium of $23,571

General Contractor

  • Located in New Jersey
  • General Liability
  • Premium of $59,908

Beverage Manufacturer

  • Located in Georgia
  • General Liability
  • Premium of $33,571

Tract Home Builder

  • Located in Pennsylvania
  • General Liability
  • Premium of $13,708

Boys & Girls Club

  • Located in California
  • Package & Umbrella
  • Premium of $38,438

This product is available in available in: