Sexual & Physical Abuse Liability
If your client has a one-on-one exposure with their clients and patients the need for sexual & physical abuse limits is a necessity. Most common CGL policies specifically exclude coverage of this conduct. We can secure a standalone product that gives the insured entity and its employees, including volunteers, protection against allegations of sexual misconduct and molestation.
JenCap’s nationwide stable of companies will help you provide your clients with Sexual & Physical Abuse Liability Coverage that mitigates financial risks when a loss is incurred.
We offer this coverage for the following industries and classes:
- Healthcare
- Professional Services
- Municipalities
- Non-profit & Social Service
- Hospitality
This product offers the following features:
Coverage Highlights
- Limits of liability of up to $3,000,000 are readily available
- Limits and deductible apply per victim
- Prior acts coverage available
- Extended reporting period is available
- Broad definition of Insured Persons
Thrift Store, Shelter, and Transitional Housing
- Located in Washington
- Package & Umbrella
- Premium of $91,000
Credit Monitoring Firm
- Located in New York
- Technology & Cyber Liability
- Premium of $23,571
General Contractor
- Located in New Jersey
- General Liability
- Premium of $59,908
Beverage Manufacturer
- Located in Georgia
- General Liability
- Premium of $33,571
Tract Home Builder
- Located in Pennsylvania
- General Liability
- Premium of $13,708
Boys & Girls Club
- Located in California
- Package & Umbrella
- Premium of $38,438
